The road to electronic scheme governance
Trustees deal with complex issues, take very difficult decisions and remain personally responsible. Employing an e-tool which allows electronic scheme governance is vital to: gain timely access to
Issue: September 2008 Author: John Oldland

Governance of defined contribution pension schemes
Trustees are increasingly aware that members of defined contribution (DC) schemes may be disappointed with their pension in retirement. Disappointment may arise from poor member decisions but might
Issue: September 2008 Author: Penni Coppen

Pension scheme accounts - a fresh look at basic points
Confidence in pension schemes depends upon effective communications with scheme members. The scheme’s financial reports play a key part in its dialogue with members, and also trustees and
Issue: September 2008 Author: Ian Mackintosh

Defined benefit pension schemes - is this a wind-up?
Aon Consulting’s Trustee Survey, Hard Miles Rewarded, highlights significant differences in settlement expectations between trustees and employers UK trustees rank pension scheme investment as their
Issue: September 2008 Author: Milan Makhecha

Why I became a TPAS adviser
The Pensions Advisory Service (TPAS) has a national network of over 400 volunteer advisers who give their time and services freely to help pension scheme members resolve disputes with their scheme,
Issue: September 2008 Author: John Shaw

Record keeping – are your records up to scratch?
Pensions Regulator pensions administration and governance manager Bob Jackson explains the importance of record-keeping to the regulator, and its suggested approach as set out in the regulator’s
Issue: September 2008 Author: Bob Jackson

Do professional trustees lead to better funded schemes?
It seems a plausible thesis that the existence of a truly independent, professional trustee would result in a defined benefit pension scheme being more cautiously funded than a scheme where the
Issue: September 2008 Author: Nick Salter

Ask the Expert
“We are used to reviewing our administrators’ Standards of Performance (SoPs) which show how long it takes them to do different actions but how can we interrogate the quality of their work as this
Issue: September 2008 Author: Robert Branagh FPMI

Actuarial and Investment Matters
As the issue of decumulation steadily moves up the agenda, trustees and employers are starting to ask what they should be doing if they are going to facilitate defined contribution (DC) members
Issue: September 2008 Author: Adam Stevenson

Legal Update
The latest version of the Pensions Bill was published this month. It contains provisions allowing the Government to produce regulations which would extend the Pensions Regulator’s anti-avoidance
Issue: September 2008 Author: Nicola Bumpus

Consultancy and administration issues
When announcing the Risk Sharing Consultation in June 2008, Secretary of State for Work and Pensions James Purnell said: “We know that providing pensions can be expensive for employers and we want
Issue: September 2008 Author: Dan Bowman