A data centric pensions world – but why now?
Data has always been a key issue, fundamental to the good management of pension schemes. Yet only recently has it become a key issue, attracting widespread attention. Why has it taken until 2009 for
Issue: March 2009 Author: John Broker APMI

Assessing your advisers
It is obviously in accordance with good governance practice for trustees to review their advisers periodically but few trustee boards do this rigorously. Many don’t have a clear view on what they
Issue: March 2009 Author: Allan Course

To transfer or not to transfer, that is the question
In this article Jill Delgado tells us her view on the suitability or otherwise of effecting occupational pension transfers into individual
Issue: March 2009 Author: Jill Delgado BA FCII FPMI

Personal Accounts and the impact on businesses
The new employer duties and the building of the Personal Accounts vehicle, introduced in the 2008 Pensions Act, will have a long lasting effect on the way employer sponsored pensions are viewed in
Issue: March 2009 Author: Steve Charlton

PPF levy - now is the time for action!
Milan Makhecha, consultant actuary and PPF specialist for Aon Consulting, provides some insight into the responses of the PPF to the current economic challenges and outlines key actions trustees and
Issue: March 2009 Author: Milan Makhecha

Time for trustees to take the initiative
Pension schemes, like commercial entities, are being significantly impacted by the global financial crises Trustees should take a proactive approach to discharging their fiduciary duties Sensible
Issue: March 2009 Author: Francois Barker; Clifford Sims

Removing liabilities from defined benefit pension schemes
Enhanced Transfer Value (ETV) exercises set things up well for wind-up Terms have been much better in the last year or so for buy-outs, but how will current market conditions change going
Issue: March 2009 Author: Jonathan Black FFA

Ask the Expert – Legal
“Age discrimination two years on – how has the law developed and what next for pension
Issue: March 2009 Author: Helen Baker

Ask the Expert – Administration
“The Final Salary Pension Scheme, to which I am Secretary to the Trustees, has been struggling to fund a large deficit for the past 18 months. The sponsoring employer is not expected to remain
Issue: March 2009 Author: Nigel Clarkson

Actuarial and Investment Matters
The current financial crisis and fall in global equity markets has had a significant impact on the assets of pension schemes. Trustees are probably already aware of the impact on defined benefit
Issue: March 2009 Author: Saq Hussain

Legal Update
The Government has agreed to make some ex-gratia payments to former Equitable Life policyholders, but has refused to set up a formal compensation scheme. In its response to the Parliamentary
Issue: March 2009 Author: Nicola Bumpus

Consultancy and Administration Issues
Her Majesty’s Revenue & Customs (HMRC) have recently released two separate pieces of guidance which aim to help individuals reduce their tax burden, which can be significant in certain cases.
Issue: March 2009 Author: Richard Wyatt